About Fran Coulter

Fran Coulter

Following college, I started my career in the hospitality industry, working my way up from a junior role to managing a department and team in a large hotel on the outskirts of Cirencester. In the summer of 2013, I joined the financial services industry, joining the team at St. James's Place Head Office in Cirencester. I wanted to align myself with a business with a strong reputation and values and enjoyed nearly four years with the head office team before joining the St. James's Place Academy. Since then my passion for financial planning has evolved and my business, FRC Financial Planning was created in 2017.


We take pride in building long term relationships by offering a personal, face-to-face service with our clients, covering all their financial planning needs.

Whilst our clients often have very similar financial concerns and objectives, each require an individual bespoke solution. Our approach is to ensure that despite changes in both the wider financial landscape or our clients' personal circumstances, our advice remains effective no matter what happens. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.


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Thank you very much for your assistance recently. I know that I have been demanding and expected so much of you, and every time, you have delivered. Your service is just fantastic and I can't thank you enough. THANK YOU Fran.
Andrew Brackenbury


Prestigious industry status recognises the value I place on my development and gives clients the confidence that they are supported by one of the UK’s leading wealth professionals.

Click on the accreditations for more information

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The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.